Budgeting and Planning

A complete forecasting system designed specifically for financial institutions


Whistlebrook’s Budgeting and Planning application ( WB&P) allows users to produce monthly income statements and balance sheets for up to 5 years. As well as planning overheads, WB&P allows for modelling the individual components of an organisation’s net interest income. With no limit to the number of plans a user can create and automated planning engine, it is possible to produce multiple scenarios and stress tests to gain insight into your business


Many good general purpose planning applications exist in the market place, however few if any have been designed to cater for the specific needs of a financial institution in the same way the Whistlebrook solution has.

‘Out of the box’ the Whistlebrook application gives the user the ability to model items such as:

  • New Accounts
  • Product Migrations
  • Product Switching
  • New Advances
  • Account Closures
  • Redemptions
  • Interest Rate Changes
  • Fees (income and cost)

As well as more standard areas such as:

  • Payroll
  • Overheads
  • Fixed Assets

There are many benefits to be gained from a fit for purpose planning system. By understanding forthcoming financial positions institutions can better plan for the future.

Our Customers have achieved many business benefits from WB&P:

  • Removed the need for complex spreadsheets
  • Improved forecasting accuracy
  • A better understanding on the business
  • Increased profitability
  • Self-service reporting, removing a reliance on internal IT resource
  • An automated planning system

Like all of our systems, WB&P is purpose built for financial intuitions and developed in conjunction with our customers. This includes the ongoing evolution of the product which sees many enhancements suggested by users being added to the software.
As a result, users find the system logical, intuitive and straightforward to use, especially when compared to other products on the market that are more ‘tool kits’ that have not always considered the specific, complex needs of a financial institution.